Refinance

October 9, 2017
Shop For Your Mortgage On Columbus Day

Shop For Your Mortgage On Columbus Day

It’s Columbus Day, and that means that many Americans are off work, shopping for bargains.  Stores put out their new fall stuff so you can get…
October 4, 2017
What is Loan to Value, and Why Is it Important?

What is Loan to Value, and Why Is it Important?

Your loan-to-value ratio, or LTV, is a term used by lenders and banks to show what the value of your home is compared to the amount…
May 24, 2017
It’s Time To Lock In Your Low Mortgage Rate

It’s Time To Lock In Your Low Mortgage Rate

Homes are selling first-day, sight-unseen.  People are going crazy for houses that would have sat on the market for months in previous markets.  Why?  Interest rates…
April 3, 2017
3 Do-It-Yourself Tasks Now That It's Spring

3 Do-It-Yourself Tasks Now That It’s Spring

If you own a home, you know that Spring is a time to really get started on projects.  It’s getting warmer and everything is starting to…
March 31, 2017
April Fool’s Day Is No Joke When It Comes To Your Mortgage

April Fool’s Day Is No Joke When It Comes To Your Mortgage

April Fool’s Day is tomorrow, and it’s always a lot of fun to trick your co-workers, family, and friends with elaborate pranks.  (Pro-tip: catch them before…
March 22, 2017
Mortgage Bank Rates With Boutique Service

Mortgage Bank Rates With Boutique Service

The Home Loan Expert is a mortgage bank.  That gives us a huge advantage over brokers because we underwrite our own Conventional and FHA loans for…
March 20, 2017
You Have Time To Save On Your Mortgage – Here’s How

You Have Time To Save On Your Mortgage – Here’s How

Everyone is busy.  Everyone.  It’s a fact of modern life that you’re working, taking care of the kids, or running somewhere.  It seems like there isn’t…
March 17, 2017
St. Patrick's Day is a Great Day For Your Mortgage

St. Patrick’s Day is a Great Day For Your Mortgage

St. Patrick’s Day is a fun day of celebration and spending time with friends.  That doesn’t mean it’s not also a great day to call The…
March 10, 2017
Five Great Reasons to Refinance Your Mortgage Right Now

Five Great Reasons to Refinance Your Mortgage Right Now

Your mortgage is the biggest expense you have.  It’s the roof over your head, the place you lay your head, and your base of operations.  A…
March 8, 2017
Let Your Mortgage Company Erase Your Credit Card Debt

Let Your Mortgage Company Get You Out of Credit Card Debt

For anyone who’s ever been deep in credit card debt, it’s not a lot of fun.  Between bill collectors, angry phone calls, and harassing letters, it’s…
February 27, 2017
Why Your Mortgage Company is Important

Why Your Mortgage Company is Important

When you’re shopping for a mortgage, it’s important to know who you’re getting into business with.  As interest rates dropped and home values rose, lots of…
February 24, 2017
Step By Step Mortgage Refinance Guide

Step By Step Mortgage Refinance Guide

Refinancing your mortgage is a big but necessary step for homeowners.  It’s a chance to hit the reset button on your home loan, and a way…