First Time Homebuyers

July 13, 2018
What Is Earnest Money and How Does It Affect My Mortgage

What Is Earnest Money and How Does It Affect My Mortgage

With all of the terminology that gets thrown around during the mortgage purchase process, it can be very confusing.  Luckily, the Home Loan Expert team is…
March 26, 2018
How Much Home You Should Buy

How Much Home You Should Buy

When you are purchasing a home, there are a lot of decisions to make.  You have to find the best mix of location, price, and size…
August 2, 2017

Shopping For a Home? Avoid These Mistakes

So, you are pre-qualified for a mortgage and you’re shopping for a home.  You may think you’ve got it all under control, and nothing can stop…
June 21, 2017
What To Do If Your Offer is Countered

What To Do If Your Offer is Countered

When you make an offer on a home, it’s important to realize that it’s business.  Homeowners, especially in a market like this, will be sifting through…
May 31, 2017
Don’t Deed Your Home To Your Kids

Don’t Deed Your Home To Your Kids

When people retire, there’s often a temptation to downsize their home, to give themselves less space to clean or stairs to climb.  It can also be…
May 10, 2017
4 Ways To Save On Your Mortgage Payment

4 Ways To Save On Your Mortgage Payment

Monthly house payments are your highest expense every month.  There are a few techniques when you buy a house to lower that cost and save yourself…
May 5, 2017
Cinco de Mayo Is Also a Great Day to Save on Your Mortgage

Cinco de Mayo Is Also a Great Day to Save Money on Your Mortgage

Cinco de Mayo is a great day to have off of work and spend at your favorite Mexican restaurant.  You can go into almost any eatery…
May 3, 2017
How To Buy a House Together If You Aren’t Married

How To Buy a House Together If You Aren’t Married

Couples are waiting longer to get married these days, but that doesn’t mean that they don’t want to buy a home.  The underlying issues of an…
April 5, 2017
Money Mistakes That Can Sink Your Mortgage

Money Mistakes That Can Sink Your Mortgage

After you have gotten pre-approved (you got pre-approved, right?) for your mortgage, found your house, agreed on a price, and told your friends and family that…
January 23, 2017
Why A 20% Down Payment Isn’t Necessary

Why A 20% Down Payment Isn’t Necessary

Traditionally, the down payment on a home is 20% to buy a new home.  Luckily, that’s not the barrier to entry that it used to be. …
November 28, 2016
Cyber Monday Deal For Your Mortgage

A Cyber Monday Deal For Your Mortgage

As everyone spends today searching online for the best deal they can find, this Cyber Monday has the best deal right here – a refinance or…
November 14, 2016
Snow Covered Home

Start Winterizing Your Home Today

With winter approaching and November halfway over, it’s time to start looking at ways to keep your home secure from the elements for the cold end…