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Jumbo Loans

While the luxury housing market in St. Louis is booming, stop in to see The Home Loan Expert to make your next big investment in the home of your dreams. If you’re looking to make a big splash in the market by purchasing one of the cutting-edge luxury homes St. Louis has to offer, we have the perfect financing option for you – the JUMBO Loan! The Jumbo Loan is just that, Jumbo! This high-dollar loan currently has a minimum loan limit of $453,100.  At The Home Loan Expert we offer the Jumbo Loan to prospective buyers and refinancers who expect simplicity and delivery. The Jumbo Loan will do just that!  Our extensive expertise and understanding of the St. Louis housing market is not something many lenders share. When applying for such a large loan, it is imperative the agent you’re working with understands the concerns that come along with such an undertaking. Let us walk you through the basics of the Jumbo Loan so you can decide if it’s the right choice for you.

With a Jumbo Loan:

  • You can qualify for up to a $2,000,000 loan and higher in certain circumstances
  • You can have an initial down payment as low as 10% – 15%
  • You will have one month without a mortgage payment

When applying for a Jumbo Loan, there are options with no PMI, fixed and adjustable rate options, and purchase, rate and term refinance. There are even cash out refinance options available as well!

Why should I use The Home Loan Expert?

The Home Loan Expert is here to ensure that when you are ready to purchase your home in St. Louis, you feel calm, cool, collected, and confident that you made the right decision to take out a Jumbo Loan.

Not all lenders can match the speed, service, and security that The Home Loan Expert provides. We endlessly work to ensure the process of applying for a Jumbo Loan with us does not cause you a Jumbo headache! We offer one point of contact from your preapproval throughout the closure of your loan, daily updates on the progress of your application, and one-on-one customer service. In many cases, we can preapprove you on the same day you apply!

Our ultimate goal is to prove to you just how easy it is to apply for the Jumbo Loan, get preapproved, close out your loan, and find yourself relaxing and enjoying your new luxury home in the heart of St. Louis, Missouri. Stop in to see The Home Loan Expert in St. Louis today!

For more information, contact us today!
Ryan Kelley The Home Loan Expert
St. Louis Mortgage Company
1600 South Brentwood Blvd, Suite 700
Brentwood, MO 63144
(314) 781-9700

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan



Best Loan Conditions for ideal



Pay Off High Interest



Flexible Loan Qualification Guidelines
With Attractive Rates



High Value Special



Zero Down Payment Specialty Loan For
Veterans and active Military



Refinance Without An

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

1600 South Brentwood Blvd, Suite 700 Brentwood, MO 63144

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