Here at The Home Loan Expert, we have refinanced thousands of homes in St. Louis. We started here, and it’s where we’ve really built the business from the ground up. Ryan Kelley started knocking on doors, working out of his basement, and it’s led him to become one of the highest volume mortgage lenders in the nation. It’s been so awesome to watch the area respond to us and let us help them save. There are so many reasons to refinance with us.
Saving money is the first, and I think, best reason. Refinancing your home mortgage loan to a lower rate can lower your monthly payment. You get the flexibility to pay bills, save money, take vacations, or whatever your heart desires. It’s like giving yourself a gift every month.
You can also shorten your commitment. Stuck in a 30-year mortgage, but want to refinance to a 15? Sure! And at the lower interest rates in today’s market, sometimes you can lower your payment at the same time! People heading into retirement definitely need to make sure that their mortgages are as short as possible, as living on a fixed income requires as much budget room as possible.
The other major reason is to put money in your pocket. From home repairs to paying bills, a mortgage loan from The Home Loan Expert is the way to go. Especially now, close to the holidays, people need funds more than at any time of the year. This is the season to refinance at a lower interest rate, and cash a big check from your equity.
Call us today in St. Louis to refinance your home loan with The Home Loan Expert Ryan Kelley at (314) 781-9700 and visit us at www.thehomeloanexpert.com/newlook/saint-louis to apply online today. Don’t wait, we make it easy to refinance your home!