USDA Rural Loans

While our offices are located in the heart of the cities that we serve, we also know how the rural and agricultural markets operate, and the best way for our rural clients to get USDA (United States Department of Agriculture) Rural Development Loans at the best rates, for whatever reason they need them. USDA Loans are an excellent loan program for people in small towns and rural communities. The program does not have ANY down payment requirements and low, fixed rates. Obtaining a USDA Loan through The Home Loan Expert is easy, we file all of the paperwork for you and help you every step of the way, whether you’re a first time home buyer or refinancing for the tenth time. Contact us today for a USDA Rural Development Loan. No one makes it easier.

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Doing The Right Thing One Loan At A Time

Depending on your situation, one type of loan may make it easier for you to qualify while another may offer a better rate and terms. The most important thing when working with a lender is having an expert on your side who knows all the angles of the mortgage industry, The Home Loan Expert is that reliable choice.

Debt Consolidation Solutions

A Refinance Loan That Uses
Your Home’s Equity to Pay Off
High Interest Rate Debts.


HARP Loans

Specialty Refinance Loans That
Let You Borrow More Than
Your Home’s Value.


Conventional Loans

Loans Which Usually Have The
Best Rates and Terms But May
Have More Stringent Qualifications.


FHA Loans

Loans That Let Your Borrow Nearly
100% Of Your Home’s Value
(Purchase or Refinance)


Jumbo Loan

High Dollar Loans Which
Exceed $416,000 or Have
Special Qualification Needs


Veterans Administration Loan

Exclusive Loans For
America’s Military Members
(Retired or Active)