Lets Get Started
A HARP (Home Affordable Refinance Program) offers homeowners the opportunity to refinance even if their home has lost value (underwater) or had experienced recent credit events. One of the biggest advantages of this loan program is that you typically do not need an appraisal. Your home value may not even matter. What can you expect with a HARP?
- No appraisal in most cases
- Refinance only
- Bankruptcy and foreclosure forgiveness
- Competitive rates
- Options with NO PMI
- Reduced paperwork
- Relaxed underwriting guidelines for credit and income
- Faster turn times
- In House underwriting
- A month without mortgage payments
- Program available until December 31, 2018
The HARP loan is a great loan product. Call us today to see if you qualify. These loans are closed quickly with no headaches or hassles. Even if you are underwater on your mortgage, you may be eligible to refinance and enjoy a lower rate and payment. This fantastic loan program is set to end December 31st, 2018, so you need to call us now. This is an opportunity that you do not want to miss.
Call us today to see if you are eligible for a HARP loan.
Why Choose The Home Loan Expert
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
We Are The Experts
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.
Better Home Loans with Lower Mortgage Rates
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
We Are Mortgage Lenders, Not Mortgage Brokers
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.
Select A Specialty Loan
"Being a Business Owner is About
More Than Just Bottom Lines."
“Running The Home Loan Expert is two jobs in one. On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”