Kentucky

Lets Get Started

Kentucky has been a great location for TheHomeloanExpert.com. We moved into Kentucky when we saw that the people of the state, from Louisville and Lexington to the smallest towns in the state, weren’t being represented well by the big banks and mortgage companies. We wanted to help the great people of Kentucky get great rates on their loans. We knew we needed to get into Kentucky right away. We were welcomed with open arms from all the great cities in Kentucky from Louisville and Lexington to Frankfurt and Paducah. It didn’t take long for the buzz we created working with SEC sports to get us attention in the Bluegrass state. We learned a few things. You better be able to talk basketball and keep your side of the Kentucky/Louisville rivalry to yourself. We also learned, just as we did in our other markets, that people talk. If you treat your borrowers the right way and give them an experience that is truly unique, they tell their friends and family. That referral is worth more than any radio or TV spot we can produce.

Kentucky has been great to us. We try hard to give back to the state that helped us grow so much as a company. We have partnered with several charities around the state and we look to grow into Kentucky’s biggest lender.

If you are looking to purchase or refinance a home in Kentucky, there is only one lender to call, The Home Loan Expert.

  • We’ll come to you at your home or office for your mortgage
  • Talk to a real person and not an answering service, 7 days a week from 7 a.m. to 10 p.m
  • Servicemembers love the Hero Loan, our new VA product that’s saving them time and money
  • Our customer service brings clients back
  • We give back more every year, over $100,000 last year alone to local charities
  • Save time by using a direct-endorsed FHA lender like us
  • Don’t wait for an approval, we get back the same day you call
  • Close your mortgage in 30 days

If Kentucky residents want a refinance or to purchase a new home, you will get the best deal and the highest quality service on FHA, HARP, VA, USDA, Jumbo, and Conventional loans.

We also offer incredible service and fast turnaround on debt consolidation loans, to pay off credit card debt or make home improvements. You can refinance to reduce your monthly payment to shorten the term of your loan or to get rid of PMI. When interest rates are incredibly low, you can do all three at the same time!

So if you are even thinking about buying a home or refinancing your current one, call The Home Loan Expert office today. We service homeowners in Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Florence, Richmond, and anywhere in Kentucky that someone wants to refinance or to purchase a new home.

Our Kentucky offices are located at:
9850 Von Allmen Ct
Ste 201
Louisville, Kentucky 40241
Or you can call (800)991-6494 from 7 a.m. to 10 p.m. or apply 24 hours a day at www.thehomeloanexpert.com.

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan

CONVENTIONAL

CONVENTIONAL

Best Loan Conditions for ideal
Situations

DEBT CONSOLIDATION

DEBT CONSOLIDATION

Pay Off High Interest
Debt

FHA

FHA

Flexible Loan Qualification Guidelines
With Attractive Rates

JUMBO

JUMBO

High Value Special
Loans

VA THE HERO LOAN

VA THE HERO LOAN

Zero Down Payment Specialty Loan For
Veterans and active Military

HARP

HARP

Refinance Without An
Appraisal

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

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Contact our Kentucky HQ

  • Kentucky HQ 9850 Von Allmen Ct, Ste 201,
    Louisville, Kentucky 40241
  • 800-991-6494