Indy Mortgage Rates Stay Low

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Mortgage-Rates-DropWhen mortgage rates are this low in Indianapolis, you have to make sure that you have the lowest rate you can get. Keeping track of it with our Mortgage Rate Meter and watching the markets are a good way to make sure that you know that you are getting the lowest rate. Another way is to contact The Home Loan Expert, Ryan Kelley.

Look, with FHA dropping their PMI rate, HARP, and the low rate in the 3’s on mortgages right now, it’s absolutely the time to refinance or buy that new home. Not only are rent prices rising nationally, so are home values. It’s time, guys. Rates just won’t stay like this forever. While it’s easy to fall into the trap of “pay your mortgage” every month, a refinance can free up hundreds of dollars monthly in your budget. Everyone could use an extra couple of hundred bucks, right?

Refinances can be used for debt consolidation, home repair, or to put cash in your pocket as well. They’re not just to lower your monthly payment. You can refinance to a shorter loan if you’re planning retirement or want to pay your home off faster. Use a re-fi instead of a reverse mortgage or a home equity line of credit to pay your bills at a low monthly rate.

Get Started

Call us in Indianapolis at 317-550-1515 or apply online at today. Hey, if your interest rate is not in the 3’s, call us TODAY. Nobody makes it easier to refinance or buy a new Indy home than The Home Loan Expert, Ryan Kelley.