Lets Get Started

Jumbo Loans

The Home Loan Expert in Indianapolis is here to tell you about a fantastic option for those looking to purchase the freshest, hottest, most cutting-edge real estate that Indianapolis has to offer. Our office is excited to offer this loan to all prospective buyers or refinancers because it gives our clients the opportunity to live out their dreams in some of the finest luxury homes in Indianapolis. Our Jumbo Loan is the perfect choice to live big and spend big. This high-dollar loan currently has a minimum loan limit of $453,100 so when we say “live big and spend big,” we mean it!

What exactly is a Jumbo Loan and how does it help me buy or refinance?

A Jumbo Loan is essentially a very large loan meant for large housing purchases or refinances. This is not a loan for a first-time starter homebuyer; this is a loan for someone looking to make a splash.

With a Jumbo Loan:

  • You can qualify for up to a $2,000,000 loan and higher in certain circumstances
  • You can have an initial down payment as low as 10% – 15%
  • You will have one month without a mortgage payment

In addition, there are options with no PMI, fixed and adjustable rate options, and purchase, rate, and term refinance. There are even cash out refinance options available as well!

Trust us, the Jumbo Loan will give you everything you need to live big in one of the most exciting cities in the Midwest. The expertise and experience our agents have cultivated over the last several years is unmatched by any other lender in Indianapolis. The Home Loan Expert understands that when you come to us, you want a painless experience from the second you walk into our door to the close of your loan. Our one-on-one approach to customer service is something we take pride in. We want to be certain that you understand all of your options before you make the call. This is why we strive to preapprove your application on the same day you come to us. That way we have plenty of time to make you an expert in your own respect. We want you to leave our office confident that you made the right choice to work with The Home Loan Expert and comfort in knowing that your new Jumbo Loan was the perfect choice!

Our ultimate goal is to show you just how easy it can be to receive your Jumbo Loan and turn the key to your new home in Indianapolis. Stop by our office today and speak with The Home Loan Expert!

For more information, contact us today!
Ryan Kelley The Home Loan Expert
Indianapolis Mortgage Company
3815 River Crossing Parkway, Suite 100
Indianapolis, IN 46240
(317) 550-1515

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan



Best Loan Conditions for ideal



Pay Off High Interest



Flexible Loan Qualification Guidelines
With Attractive Rates



High Value Special



Zero Down Payment Specialty Loan For
Veterans and active Military



Refinance Without An

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

3815 River Crossing Parkway, Suite 100 Indianapolis, IN 46240

First Name*

Last Name


Your Email*