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We at The Home Loan Expert in Indianapolis know how hard it is to find an affordable and effective refinancing option when you’ve gone underwater on your conventional mortgage. We understand the fear of losing your home after you’ve put so much time, energy, and emotion into purchasing it in the first place. For a limited time, The Home Loan Expert is offering one of the best refinancing options currently available, the Home Affordable Refinance Program, or HARP. This refinancing program provides a flexibility and affordability to those who are approved that other programs cannot. In addition, it also provides security – in that you can remain in your own home.
There’s a reason why you chose Indianapolis to purchase your forever home; this program is designed to help you stay in it! Our extensive expertise and understanding of the Indianapolis housing market is not something many lenders share. When refinancing your home, it is imperative that the agent you’re working with understands the concerns that come along with such an undertaking. Let us walk you through the basics of the HARP so you can decide if it’s the right choice for you.
If you’re approved for a HARP, you can expect:
- Competitive rates
- Bankruptcy and foreclosure forgiveness
- A month without mortgage payments
- Options with no private mortgage insurance (PMI)
- Approved without a home appraisal, with most cases
- Less paperwork
- In House underwriting
Trust us, we would not recommend this program if we didn’t believe in it ourselves! One of the biggest advantages of the HARP is that we can still approve you with a damaged credit score. The underwriting guidelines for credit and income are more relaxed so that we can accommodate every one of our clients to the best of our ability.
The Home Loan Expert in Indianapolis can guarantee a quick turn around time with a speedy application process to keep you aware and confident in our services. Our one-on-one customer service process where our agents meet face to face with you, instead of over the phone is something we take pride in. When applying for a HARP, you can expect stellar service, professional expertise and advice, and effective solutions.
The HARP is currently only available until December 31st, 2018. We urge you to come to our Indianapolis office as soon as possible and speak to The Home Loan Expert about this affordable refinancing option to help you feel comfortable in your own home again.
For more information, contact us today!
Ryan Kelley The Home Loan Expert
Indianapolis Mortgage Company
3815 River Crossing Parkway, Suite 100
Indianapolis, IN 46240
Why Choose The Home Loan Expert
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
We Are The Experts
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.
Better Home Loans with Lower Mortgage Rates
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
We Are Mortgage Lenders, Not Mortgage Brokers
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.
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"Being a Business Owner is About
More Than Just Bottom Lines."
“Running The Home Loan Expert is two jobs in one. On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”