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Several years ago, Ryan Kelley and were looking for a new challenge. We wanted to continue our Midwest expansion and there was no question where we wanted to go. Indiana was the perfect fit for our third state. We knew that if we offered the same customer service, low rates and personalized loan options we offer in our other markets, we could come in and earn business from the people of Indiana. We were right. The people of Indiana were waiting for a lender just like us to come in and offer them something different. provides a truly unique and customer first approach. We also give the borrower the option to meet at our nearest office or we can go right to their homes for the loan application and closing. They never even need to leave their living room!

It wasn’t long before we started to feel right at home in Indiana. We are closing purchase and refinance loans from South Bend to Fort Wayne. From Terre Haute to Indianapolis. From Evansville to Bloomington… We started and grew partnerships with The Colts, The Pacers, The Hoosiers and several charities that we hold close to our hearts. They became our Indiana family. Several years later and Indiana is one of our hottest markets. The calls keep coming in and we keep the loans moving quickly.

If you are looking to purchase or refinance a home in Indiana, there is only one lender to call, The Home Loan Expert.

  • Don’t sit in traffic, let us come to you at home or work
  • Close on the weekend, we’ll be there from 7 a.m. to 10 p.m. every day
  • The Hero Loan is getting service members closed in as little as 14 days
  • From the call to close, nobody gives better customer service
  • After $100,000 raised and donated last year, we raised the bar for giving back
  • We approve FHA in-house as a direct-endorsed lender, closing you quicker
  • Know your budget today with a same day pre-approval
  • Get your loan closed in as few as 30 days

If Indiana residents want a refinance or to purchase a new home, you will get the best deal and the highest quality service on FHA, HARP, VA, USDA, Jumbo, and Conventional loans.

We also offer incredible service and fast turnaround on debt consolidation loans, to pay off credit card debt or make home improvements. You can refinance to reduce your monthly payment, or to shorten the term of your loan, or to get rid of PMI. When interest rates are incredibly low, you can do all three at the same time!

So, if you are even thinking about buying a home or refinancing your current one, call The Home Loan Expert office today. We service homeowners in the entire state of Indiana, including Indianapolis, Fort Wayne, Evansville, South Bend, Carmel, Fishers, Bloomington, Hammond, Gary, Lafayette, Muncie, Terre Haute, Noblesville, Kokomo, Greenwood, Anderson, Elkhart, Mishawaka, and every other city or town in Indiana. We love to come to you in your city or town to close your mortgage.

Our Indiana office is located at:
3815 River Crossing Parkway
Suite 100
Indianapolis IN 46240
You can call us from 7 a.m. to 10 p.m. at (317) 550-1515 or apply online at any time.

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan



Best Loan Conditions for ideal



Pay Off High Interest



Flexible Loan Qualification Guidelines
With Attractive Rates



High Value Special



Zero Down Payment Specialty Loan For
Veterans and active Military



Refinance Without An

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

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Contact our Indiana HQ

  • 3815 River Crossing Parkway, Suite 100 Indianapolis, IN 46240
  • 317-550-1515