For thousands of people, the day after Christmas is its own holiday. It’s a huge shopping day, where all decorations and most everything else are marked waaaaaaaaaaaaaaay down and people flock to stores and online to shop for huge discounts. It can be a madhouse, trying to use your new gift cards or exchange the hideous Christmas sweater your grandma got you for something that fits. Well, here’s a piece of day after Christmas mortgage advice – use today to refinance your mortgage instead – it’s the best money-saving idea you’ll ever run across!
A refinance is the ultimate sale.
It’s taking your current mortgage and adjusting it to reflect your current situation. With interest rates low and home values rising, it’s a perfect time to take out some cash on your home with a Cash-Out Refinance.
That’s where you take out a mortgage for more than you owe, and use the equity that you’ve built into your home to pay off other bills, including the credit cards that may have ballooned up during the holidays.
There’s extra savings, too!
You can also save a little money towards your post-Christmas shopping, by skipping a few months of payments after the papers are signed. So, pay off your credit cards AND hit all of the bargains AND lower your mortgage rate and the interest you’ll pay, all in one transaction.
If you don’t want to fight the holiday traffic, we will come to you at your home or office to make sure that you get the lowest rate on the best loan for your family.
If a Cash Out Refinance sounds like it can help you this day after Christmas, call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?