Chicago Home Refinance Loans

In Chicago, we make the refinance process simple. Our process is unbeatable in the industry, and will get your loan in your hands, with the best loan rate and the fastest turnaround.  Our HARP or FHA loan rates are unbeatable, and we will make sure that your loan is exactly what you want. If you want to lower your monthly payments, take years off of your loan,or use cash for home improvement or any variety of other projects, The Home Loan Expert is simply the best in Chicagoland when it comes to refinancing.

Whether you’re looking to purchase a new home or refinance one in Chicago, Aurora, Elgin, Joliet, Naperville, Arlington Heights, Berwyn, Bolingbrook, Cicero, Des Plaines, Evanston, Gary, Indiana, Hammond, Indiana, Hoffman Estates, Mount Prospect, Oak Lawn, Oak Park, Orland Park, Palatine, Schaumburg, Skokie, Tinley Park, Waukegan, Wheaton or anywhere in the Chicagoland area, give us a call or apply online at

Ryan Kelley
The Home Loan Expert
1913 W. Diversey Ave
Chicago, IL 60614
Phone: 773-770-4727

Apply Online Now!

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Doing The Right Thing One Loan At A Time

Depending on your situation, one type of loan may make it easier for you to qualify while another may offer a better rate and terms. The most important thing when working with a lender is having an expert on your side who knows all the angles of the mortgage industry, The Home Loan Expert is that reliable choice.

Debt Consolidation Solutions

A Refinance Loan That Uses
Your Home’s Equity to Pay Off
High Interest Rate Debts.

HARP Loans

Specialty Refinance Loans That
Let You Borrow More Than
Your Home’s Value.

Conventional Loans

Loans Which Usually Have The
Best Rates and Terms But May
Have More Stringent Qualifications.

FHA Loans

Loans That Let Your Borrow Nearly
100% Of Your Home’s Value
(Purchase or Refinance)

Jumbo Loan

High Dollar Loans Which
Exceed $416,000 or Have
Special Qualification Needs

Veterans Administration Loan

Exclusive Loans For
America’s Military Members
(Retired or Active)

The Home Loan Expert, LLC, Company NMLS #1326241
HUD Approved Lender 00341-0000-1. Regulated by the U.S. Department of Housing and Urban Development, 451 7th Street S.W., Washington, DC 20410, (202) 708-1112
Illinois Residential Mortgage Licensee MB.6761130. Regulated by the Illinois Division of Banking, 122 S. Michigan Avenue, #1900, Chicago, IL 60601, 312-793-3000