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Have you ever dreamed about owning a cutting edge, modern condominium in downtown Chicago? Think about it – you wake up to a yellow beam of light peaking through your window just as the sun rises over Lake Michigan with the smell of new paint still fresh in your nose. We at The Home Loan Expert in Chicago have news for you – this could be your new reality!
The Home Loan Expert offers prospective homebuyers and refinancers the option of a Jumbo Loan to make dreams like this come true. This high-dollar loan currently has a minimum loan limit of $453,100 and is just about perfect for anyone looking to take the plunge into Chicago’s luxury housing market.Our extensive expertise and understanding of Chicago’s housing market is not something many lenders share. When applying for such a large loan, it is imperative that the agent you’re working with understands the concerns that come along with such an undertaking. Let us walk you through the basics of the Jumbo Loan so you can decide if it’s the right choice for you.
With a Jumbo Loan:
- You can qualify for up to a $2,000,000 loan and higher in certain circumstances
- You can have an initial down payment as low as 10% – 15%
- You will have one month without a mortgage payment
When applying for a Jumbo Loan, there are options with no PMI, fixed and adjustable rate options, and purchase, rate, and term refinance. There are even cash out refinance options available as well!
Buying a home is stressful enough, how can The Home Loan Expert help me?
The Home Loan Expert provides speed, service, and security that not all lenders can match. We can even preapprove you for your Jumbo Loan on the same day that you step into our office. You will be paired up with one of your expert agents who will be your only point of contact throughout the entire application process from your preapproval to the close of the loan. We want to save you the unnecessary stress of bouncing around from person to person trying to receive important information about your home so that we can ensure we get you into your new home in a timely manner.
We want you to feel confident that you made the right decision to work with The Home Loan Expert on your new Jumbo Loan so that you can focus on turning the key and opening the door to your new home. Chicago’s real estate market is red-hot and ready for you to make your investment. Stop by our Chicago office and visit The Home Loan Expert today!
For more information, contact us today!
Ryan Kelley The Home Loan Expert
Chicago Mortgage Company
1913 West Diversey Avenue
Chicago, IL 60614
Why Choose The Home Loan Expert
Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.
We Are The Experts
Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.
Better Home Loans with Lower Mortgage Rates
We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.
We Are Mortgage Lenders, Not Mortgage Brokers
As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.
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"Being a Business Owner is About
More Than Just Bottom Lines."
“Running The Home Loan Expert is two jobs in one. On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”