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Debt Consolidation Loans

If you’re thinking of getting ahold of your finances and really managing your debt heading into 2018, now is the perfect time to act. With interest rates still historically low in the Chicago market, if you want to get the most for your Cash Out Refinance, the time is now. Chicago home values are on the rise, which means you’ll have equity in your house that you can put to work, changing your life one day at a time. Just like a regular refinance, the Cash Out Refinance loan option provides you with the cash back you want right at closing. It’s as easy as that.

You can use this loan to pay off:

  • High interest credit cards
  • Student loans
  • Personal loans

And any other kind of debt you are tired of carrying around day after day. From a positive perspective, you can also take this money for home improvements, buying a new car, funding a big event, or even planning your dream vacation that always seemed too far out of reach.

Debt Consolidation Benefits If you want to get serious about consolidating your debt this year, our Cash Out Refinance loans for Chicago are available with both adjustable and fixed terms, ranging from 5 to 30-years in duration. Additionally, with these loans, you can cash out to pay off high interest debt accumulating under your name, fund home improvement projects, consolidate risky second mortgages or lines of credit, and save hundreds or thousands of dollars every month as you reel in your interest amount.

Our Cash Out Refinance loans come with competitive rates, fast turn times, same day pre-approval, and in-house underwriting to ensure that your loan is always custom tailored and ready for immediate submission.

The Home Loan Expert Debt Consolidation Promise

If you’re ready to start a new life, one that isn’t controlled by debt, then it’s time to consider a Cash Out Refinance solution for the Chicago market. We can guarantee that we’ll close out your Cash Out Refinance in less than 14-days, assigning team members specifically to your case. Our staff provides round-the-clock support that ensures you are benefiting from the best possible loan solution available to you today. Consider securing the cash you are looking for this year with a Home Loan Expert Cash Out Refinance.

For more information, contact us today:

Ryan Kelley The Home Loan Expert
Chicago Mortgage Company
1913 West Diversey Avenue
Chicago, IL 60614
(773) 770-4727

Get started on your cash out loan by calling us today!

Why Choose The Home Loan Expert

Mortgage Company

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

New Home Purchase

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan



Best Loan Conditions for ideal



Pay Off High Interest



Flexible Loan Qualification Guidelines
With Attractive Rates



High Value Special



Zero Down Payment Specialty Loan For
Veterans and active Military



Refinance Without An

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

Saint Louis Mortgage Company

Illinois HQ 1913 West Diversey Avenue Chicago, IL 60614

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