October 19, 2016
Man Learning About Escrow

Mortgage Definitions: What Is Escrow?

There are a lot of terms that get thrown around during the mortgage process and things that you need to know.  We want to take some…
October 7, 2016
15 Year vs 30 Year Loan

15 Year vs 30 Year Mortgage

When you’re buying your house, there are a lot of different options.  FHA, Conventional, Jumbo, VA, USDA, there are tons of different configurations for your mortgage. …
July 26, 2016

Mortgage F.A.Q. – 3 Burning Mortgage Questions Answered.

We get a lot of questions from people asking us about mortgages. We love to explain different facets of the mortgage process to our borrowers and…
November 5, 2014

How Much Will It Cost Me To Apply?

Applications with The Home Loan Expert are free.
November 5, 2014

How long from application to move-in day?

We can close loans in as little as two weeks, depending on how prepared you are and how quickly we can present you with your loan…
November 5, 2014

When Should I Start The Loan Application Process?

We suggest that you begin the process now.  By getting pre-approved, you’ll have a solid idea of what your spending limit is.
November 5, 2014

What do I need for a down payment for each type of loan?

The down payment percentages are: Conventional is 5%, FHA is 3.5%, VA is 0%
November 5, 2014

Is a home mortgage loan viable for home improvements?

Yes!  A home mortgage loan is an excellent way to pay for improvements or repairs to your home.
November 5, 2014

How soon into a loan can I refinance?

The time may vary, but anywhere from one to six months.
November 5, 2014

Do I have to pay the creditors or do you write that check?

We write checks to all of your creditors to make it as easy as possible.