Bloomington Normal Now’s The Time To Get An FHA Loan!

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There’s no better time to refinance or purchase a home with The Home Loan Expert! The Private Mortgage Insurance (PMI) rate historically has never been this low; which makes FHA loans the perfect loan program to get into right now. An FHA loan is a federally assisted loan program that allows people to get into a home without a large down payment. The FHA loan program allows you to purchase a home with a down payment of only 3.5%. The PMI rate has been as high as 1.35% but thanks to the government that rate is now as low as .85%. That’s a HUGE drop in the rate; which means you could possibly save hundreds of dollars on your mortgage.

The Home Loan Expert, Ryan Kelley, can help you start the process to saving on your mortgage today. Making the call starts the process; we’ll have to take down some information from you, allowing us to familiarize ourselves with your situation. Once we get that information over to Ryan he works up your options; whether that is for a refinance or a new home purchase he’ll present the options to you. We don’t believe in “guesstimates”; we only deal in hard numbers. The option that Ryan presents to you is the option that you will get when you sign up. That’s because the information you give us when you first call in allows us to dig into the loan deeper than anyone else would.

Get Started

Give us a call today at 773-770-4727 or visit us at www.thehomeloanexpert.com to apply online. Nobody makes it easier to refinance or buy a new home, and we come to you to make it happen.