Mortgage Blog

Mortgage Blog

November 17, 2017
Don’t Feel Trapped in Your 30-Year Mortgage

Don’t Feel Trapped in Your 30-Year Mortgage

Mortgages come in lots of different flavors.  You have your Conventional, FHA, Jumbo, HARP, and VA Loans.  You also have new home purchases or refinances.  The…
November 14, 2017
Frank Cusumano, Martin Kilcoyne, Ryan Kelley and Kimberly Kowalski

All Day Radiothon Benefitting Backstoppers

The Home Loan Expert hosted an All-Day Radiothon November 14th, 2017 at the world headquarters, 1600 South Brentwood Avenue in St. Louis, benefiting Backstoppers.  We hosted…
November 8, 2017

Questions to Ask Before You Refinance Your Mortgage

Before you call us for your refinance, there are a few things that you need to ask yourself about your current mortgage.  You have to know…
November 6, 2017
Preparing Your Home For Thanksgiving Guests

Preparing Your Home For Thanksgiving Guests

Having a full house for Thanksgiving is great. The smells of pumpkin pie and turkey, spending the day with your loved ones, and watching football together. …
November 3, 2017
Does My Mortgage Pre-Approval Expire?

Does My Mortgage Pre-Approval Expire?

A mortgage pre-approval is the first, necessary step on the road to home ownership.  It’s a declaration from us to you and the seller that yeah,…
November 1, 2017
Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

The Difference Between Earnest Money and Down Payment

When buying your home, you will be asked for an “Earnest money” deposit.  While many inexperienced home buyers think that this is the down payment, it…
October 30, 2017
Halloween Is a Great Time to Refinance Your Mortgage

Halloween Is a Great Time to Refinance Your Mortgage

We know that Halloween is a great night to party and have fun with your friends and family.  It’s a great night to cut loose and…
October 27, 2017
How to Handle the Final Walkthrough on Your New Home

How to Handle the Final Walkthrough on Your New Home

When you are buying a home, you have certain milestones to hit.  Pre-approval.  Accepted offer.  Inspection.  Appraisal.  And finally, the FINAL WALKTHROUGH.  This is the last…
October 25, 2017
Don’t Make Another Mortgage Payment This Year With a Refinance

Don’t Make Another Mortgage Payment This Year With a Refinance

Everybody and their mother are telling you that it’s time to refinance your mortgage.  Well, they’re right!  Rates are historically low, home values are skyrocketing, and…
October 23, 2017
What Mortgage Refinance Advice to Avoid

What Mortgage Refinance Advice to Avoid

When refinancing a mortgage, you’re going to get a LOT of advice.  You’ll hear from your parents, neighbors, friends, co-workers, and strangers.  Everyone will have an…
October 20, 2017
Let Us Help You With a Low Down Payment Mortgage

Let Us Help You With a Low Down Payment Mortgage

One thing that a lot of first-time homebuyers don’t realize is that they don’t have to put down 20% on their home.  While a conventional loan…
October 18, 2017
Buying A New Home Today

Buying A New Home Today

For anyone looking to buy a new home before winter sets in and you’re moving into your home in ice and snow, now is the time…