Mortgage Blog

Mortgage Blog

January 25, 2017
Remodel Your Home With a Refinance

A Remodel With a Refinance

Remodeling your house is a goal of thousands of homeowners who are sick of the look of their home.  If you want a new kitchen, a…
January 23, 2017
Why A 20% Down Payment Isn’t Necessary

Why A 20% Down Payment Isn’t Necessary

Traditionally, the down payment on a home is 20% to buy a new home.  Luckily, that’s not the barrier to entry that it used to be. …
January 20, 2017
Snow Covered Home

3 Tips To Winter Home Buying

Historically, winter is a great time to buy a home.  There is less competition, fewer other buyers, and people who are selling generally are motivated to…
January 18, 2017
Alarm Clock

Higher Value, Lower FHA Premium Make It Time to Refinance

After the Federal Housing Administration’s great news last week that they will be lowering the premium rate on FHA Loans, it’s now imperative to refinance.  You’re…
January 16, 2017
HARP Extended For Underwater Homeowners

HARP Extended For Underwater Homeowners

HARP Loans, from the Home Affordable Refinance Program, were set to expire last December, but the Federal Housing Finance Agency recently moved the deadline to September 2017…
January 13, 2017
FHA Will Reduce Mortgage Insurance Premium For New Borrowers

FHA Will Reduce Mortgage Insurance Premium For New Borrowers

New FHA borrowers will get a reduction in costs on their mortgages in 2017, per Housing and Urban Development Secretary Julian Castro.  “After four straight years…
January 11, 2017
How Do You Know You Have a Smart Home

Want a Smart Home? Start With a Refinance

At the turn of the 20th century, a “smart home” could be anything from a house with a security system to a house with a motion…
January 9, 2017
Mortgage Interest Payments

How Do You Deduct Your Mortgage Interest From Your Taxes?

Last week, we talked about three ways to save money on your taxes as a homeowner, and we got a lot of questions asking us “how…
January 6, 2017
Living Paycheck To Paycheck

Quit Living Paycheck to Paycheck With a Refinance

With over half of Americans living paycheck-to-paycheck and nearly 70% having less than $1000 inn their checking accounts, it’s a precarious time for many homeowners.  What…
January 4, 2017
Hand Holding A Calculator

How Being a Homeowner Can Give You a Tax Break in 2017

Anyone with a TV can tell it’s the start of Tax Season.  You’ll start to see tax companies advertise their services with celebrities and promises of…
January 2, 2017
3 Tips to Help You Become a Homeowner in 2017

3 Tips to Help You Become a Homeowner in 2017

With 2016 in the rear-view mirror, it’s time to look ahead to what 2017 can bring.  If that includes a new home, you want to start…
December 30, 2016
Champagne Glasses

A Refinance – A New Year’s Resolution You Should Keep

New Year’s resolutions are famously hard to keep.  Everyone says they’re going to eat better, exercise more, stop smoking, stop drinking, or save more money.  The…