Kyle Melvin

July 9, 2018
What is the Difference Between APR and Interest Rate on A Mortgage?

What is the Difference Between APR and Interest Rate on A Mortgage?

For first-time homebuyers, the terms can sometimes be confusing.  There are so many things to learn, it can seem like a full-time job if you don’t…
May 4, 2018
Why a Mortgage Pre-Approval Is So Important

Why a Mortgage Pre-Approval Is So Important

In a hot market where inventory is scarce and everyone wants to buy, a mortgage pre-approval from a strong mortgage lender is a must-have.  Getting pre-approved…
April 23, 2018
How The Bank Statement Mortgage Changes the Game

How The Bank Statement Mortgage Changes the Game

There have been a lot of game changers in the mortgage industry, from FHA and HARP to ARMs and HELOCs.  The mortgage industry has changed constantly,…
March 27, 2018
The Bank Statement Mortgage

The Bank Statement Mortgage

If you own your own business or are self-employed, you know that getting a mortgage can be difficult.  Regardless of what you make for income, the…
March 9, 2018
Over 1 Trillion Dollars in Credit Card Debt and Growing

Over 1 Trillion Dollars in Credit Card Debt and Growing

Americans have, right now, over $1 trillion in credit card debt for the very first time in history.  We added $92.2 billion last year alone.  Americans…
March 2, 2018
Buy a Home in 2018 With Our Homebuyer Advice

Buy a Home in 2018 With Our Homebuyer Advice

Buying a home in 2018 can seem like a tough task.  You have a LOT of competition for every house and they are moving aggressively.  While…
January 29, 2018

Buying a Home More Affordable Than Renting?

Everybody knows that buying a home is a great long-term investment.  It’s a way to build wealth over time and have a large investment in yourself. …
January 10, 2018

Available Home Equity At All-Time High

Home values are rising faster than they have in years and many homeowners are sitting on a pile of unused equity in their homes.  According to…
January 3, 2018

First Time Homebuyer Checklist

With mortgage rates so low, right now is the time to buy your new home.  It really doesn’t matter whether you’re a first time home buyer,…
December 20, 2017

Ways to Fix Your Credit In 2018

With 2017 coming to an end, people are looking forward to next year and trying to decide what they want to do next year.  For people…
November 8, 2017

Questions to Ask Before You Refinance Your Mortgage

Before you call us for your refinance, there are a few things that you need to ask yourself about your current mortgage.  You have to know…
October 18, 2017
Buying A New Home Today

Buying A New Home Today

For anyone looking to buy a new home before winter sets in and you’re moving into your home in ice and snow, now is the time…