Bob Boedges

July 13, 2018
What Is Earnest Money and How Does It Affect My Mortgage

What Is Earnest Money and How Does It Affect My Mortgage

With all of the terminology that gets thrown around during the mortgage purchase process, it can be very confusing.  Luckily, the Home Loan Expert team is…
June 18, 2018
Tappable Equity is Growing Quickly, Get Your Refinance Now

Tappable Equity is Growing Quickly, Get Your Refinance Now

As everyone knows, home values are rising quickly and your house is likely worth quite a bit more than it was even a year ago.  If…
April 30, 2018
Don’t Settle For Your Realtor’s Preferred Mortgage Lender

Don’t Settle For Your Realtor’s Preferred Mortgage Lender

When you are buying a home, every choice is important.  You have to find the home, make the right offer, find a good realtor, and, of…
April 13, 2018
Don't Let Superstition Stop You From Getting a Great Mortgage Rate

Don’t Let Superstition Stop You From Getting a Great Mortgage Rate

When you’re looking for a new home mortgage or a refinance, there’s no time like the present to start looking, even if it is Friday the…
March 5, 2018
Be a Serious Buyer This Year With a Mortgage Pre-Approval

Be a Serious Buyer This Year With a Mortgage Pre-Approval

If you are looking to buy a new home, NOW is the time.  You can still get a mortgage rate in the 3’s and the housing…
January 26, 2018

What Are the Benefits of a Hero Loan

The Hero Loan, the fastest-growing VA program in the nation, is designed to help our servicemembers and veterans buy and refinance their homes by using the…
December 8, 2017
Skip Two Months of Payments With a Cash Out Refinance

Skip Two Months of Payments With a Cash Out Refinance

It’s the best time of year to refinance right now.  Mortgage rates are still near all-time lows, home values have exploded due to a combination of…
November 17, 2017
Don’t Feel Trapped in Your 30-Year Mortgage

Don’t Feel Trapped in Your 30-Year Mortgage

Mortgages come in lots of different flavors.  You have your Conventional, FHA, Jumbo, HARP, and VA Loans.  You also have new home purchases or refinances.  The…
November 3, 2017
Does My Mortgage Pre-Approval Expire?

Does My Mortgage Pre-Approval Expire?

A mortgage pre-approval is the first, necessary step on the road to home ownership.  It’s a declaration from us to you and the seller that yeah,…
October 2, 2017
Can You Qualify for an FHA Mortgage Loan?

Can You Qualify for an FHA Mortgage Loan?

First-time homebuyers often worry about their ability to qualify for a mortgage or home loan.  If you’re renting, it can be difficult to save up the…
September 5, 2017
Three Rules You Can Break When Refinancing Right Now

Three Rules You Can Break When Refinancing Right Now

There are lots of “rules” to refinancing.  It’s like blackjack.  People think that if they follow the rules, they will always come out ahead.  However, when…
August 4, 2017
Get a Pre-Approval On Your Mortgage

Get a Pre-Approval On Your Mortgage

Are you shopping for a home, hoping to take advantage of the historically low rates available right now?  Have you gotten pre-approved yet?  Then what are…