Are You Hearing a Lot About Low Mortgage Rates?

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June 7, 2016
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Home CalculatorAre you hearing a lot about low mortgage rates?

Of course you are. You’re here, right? Low mortgage rates are the dominant financial story right now. They are helping drive people who may not have been considering buying a home to realize that they can! Not everyone knows how to start, though.  High rents, rising home prices and debt are keeping some people from thinking that they can afford a house.

With mortgage rates in the LOW 3’s and 2’s and home prices on the way up, It’s time to buy your home. The first step should be to call your mortgage company.

Calling us today instead of talking to a realtor? Sure! Would you go shopping for groceries without knowing how much money you have? Well, why would you look for a home without knowing if you can afford it? When we work up your loan options, we give you a hard number that you can take in to your new home purchase, to make an offer. That way, you won’t miss out on a home waiting on loan approval.

Hey, we even come to you to get your mortgage done. That’s right, let us fight the traffic to meet you at your home or office to explain your options to you.

Get Started

If you’re stuck saving for your down payment right now, remember, there are tons of programs that help you buy that new home. We can also help you apply for FHA loans with as little as 3.5% down, and a newly lowered PMI rate. So call us today. Take advantage of lower mortgage rates to buy your first home. Call us in St. Louis at (314) 781-9700, Chicago at (773) 770-6438, Indianapolis at (317) 550-1515 and Nashville at (615) 810-8555.  

You can always apply online at, and we’re also open on Saturdays to better serve you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?