Let Friday the 13th Be Lucky For Your Mortgage
Let Friday the 13th Be Lucky For Your Mortgage
October 13, 2017
Buying A New Home Today
Buying A New Home Today
October 18, 2017
3 Ways to Refinance Your Mortgage

3 Ways to Refinance Your Mortgage

All mortgages are not the same.  A lot of different packages are out there to save you money and make your life easier when you are refinancing.  We feature a lot of different ways to get your mortgage, each with their own strengths.  It all depends on what your priorities are!  Here are 3 ways to refinance your mortgage right now and save thousands!

A Debt Consolidation Loan is pretty self-explanatory. All of your high-interest debts, from credit cards to student loans to bank loans, go into one pile.  Then, we take the available equity on your home and pay them off, letting you pay that debt off with the low-interest rates that you are paying on your home.  Get out of high-interest debt and save money by making one payment.

A Rate and Term Loan cuts the amount of time left on your loan and lowers your interest rate.  You can turn your 30-year into a 20 or a 15-year mortgage to cut down on the amount of interest you have to pay over the life of the loan.  If you are lowering your rate far enough, you can do it without raising your monthly payment!

A Cash Out Refinance lets you use the equity in your home to take out a loan.  This lets you put cash in your pocket to use for whatever you want!  You can finally do home improvements, like put in a pool, build a deck, add a patio, get a new kitchen, build a man cave, or improve your home however you want.  You can also use a cash out refinance to pay for large ticket expenses, like a wedding or vacation, or buy something you’ve always wanted like a boat or car.

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?