When you’re buying a home, it’s usually the largest purchase you’ve made in your life. It takes a lot of planning and work to make sure that you’re buying the home that you want at the right price. The Home Loan Expert has a few tips that we’d like to share with you before you wade into buying your dream home!
1. Check Out The Roof
Make sure that the roof is up to snuff. The whole point of the house is to keep rain off of your head, right? Have the roof looked at by a pro, to make sure that you know what shape it’s in. You don’t want to move in and find out the first time it rains that there’s a leak!
2. Paint Doesn’t Determine Quality
Always pay attention to what is going to last. Paint chips, varnish fades, but those are easy fixes. Make sure that the important, structural stuff is solid. You’ll probably have to repaint something, anyway.
3. Don’t Run Hot or Cold
Heating and cooling systems are very expensive to replace. Don’t start your new life with an old, inefficient heating and air conditioning system. If it’s an older house, DOUBLE check.
4. Know What You Need
Don’t get suckered in by cost or fancy countertops or whatever. Buy the house that you need. It’s really important to make sure that your home meets your requirements. An extra room is always a good idea, for guests or expanding the family. If you want a yard or need one for kids or dogs, get a house with a yard!
5. Everything UNDER The Kitchen Sink
It will feel weird, climbing under a sink in someone else’s house. But it could save you thousands of dollars in repairs if there’s mold under there. Make sure that the faucets run and don’t drip down there, because mold spreads quickly there and infects every corner of the house, causing you to shell out big bucks to fix it.
6. Get The Lay Of The Land
Get to know the idiosyncracies of the lot, and the surrounding areas. Does it flood? Is it prone to icing over? Is there a dreaded gumball tree that will make you rake up gumballs for the rest of your life? Know the deal before you buy, or regret not knowing that you back up to a meat rendering plant, because the wind blew the other way that day. Speaking of which…
7. Take A Good Whiff
Sniff for sewage, gas, pet odors, ammonia, or mildew, as these are signs that there needs to be some repairs made that you don’t want to end up paying for!
8. Insulate Yourself
Don’t just ask about insulation. Check the attics, crawlspaces and anywhere you can to make sure that the home has quality insulation. If it doesn’t, get ready to freeze, sweat, and pay hundreds of extra dollars on your heating and electric bills.
9. Get Touchy
Try all of the faucets and light switches, every window and door, flush the toilets, and definitely taste the water. This is a huge deal. Make sure everything works before you make an enormous purchase. You wouldn’t buy a car if the windows didn’t work or it had a hole in the floor, right?
10. Call The Inspector
You’re not going to be an expert at all of the things on this list. The good news is, you don’t have to be. You just need to call a qualified inspection service to help you out, letting you know about things that you may miss looking the house over yourself. They can help you save thousands by pointing out flaws that you can use to help get the price down or have the previous owner fix.
Once you’ve done all of this and have your home in mind, the right mortgage pulls it all together! The Home Loan Expert, Ryan Kelley, will make sure that you get the best loan at the lowest rate. Visit www.thehomeloanexpert.com to lean more or apply online today. Nobody makes it easier to buy a new home than The Home Loan Expert!