Home shopping is a lot of fun. It can be stressful, sure, but determining your wish list, imagining yourself and your family growing up there, and feeling the sense of accomplishment that comes with owning a home can’t be beat. One thing that trips people up though is planning for now, not tomorrow. You really have to think of the future when buying your home today.
What I mean is that you don’t want to buy a home that won’t work going forward. Sure, you may get a great deal on that three-bedroom, but what happens when you have kids and they need their own space?
Having a small backyard is great for lawnmowing or having a few friends over, but if you decide your family needs a pool, you may as well just move.
A man cave is a great place to hang out, watch football and relax, but your kids will take that area over faster than you’ll know, leaving you up in the living room.
The point of all of this is, future-proof your purchase. If you are planning on kids, know how many rooms you will need. Accidents happen, but you can have a reasonable plan here. If you like a finished basement, find a home with an unfinished one and customize it yourself! Make a half-playroom, half-grownup room, and make everybody happy.
If you think that someday you may want a pool, keep that in mind when you shop for land. Know how much yard you’ll have to sacrifice and plan accordingly.
In this market, being picky can backfire for sure. It’s a seller’s market, and homes will be fielding multiple offers. Shop for the home that you want. Get pre-approved so you can win the auction!
If you’re ready to get pre-approved for your mortgage now, call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?