FHA Loans

January 29, 2018

Buying a Home More Affordable Than Renting?

Everybody knows that buying a home is a great long-term investment.  It’s a way to build wealth over time and have a large investment in yourself. …
February 27, 2017
Why Your Mortgage Company is Important

Why Your Mortgage Company is Important

When you’re shopping for a mortgage, it’s important to know who you’re getting into business with.  As interest rates dropped and home values rose, lots of…
January 23, 2017
Why A 20% Down Payment Isn’t Necessary

Why A 20% Down Payment Isn’t Necessary

Traditionally, the down payment on a home is 20% to buy a new home.  Luckily, that’s not the barrier to entry that it used to be. …
January 18, 2017
Alarm Clock

Higher Value, Lower FHA Premium Make It Time to Refinance

After the Federal Housing Administration’s great news last week that they will be lowering the premium rate on FHA Loans, it’s now imperative to refinance.  You’re…
January 13, 2017
FHA Will Reduce Mortgage Insurance Premium For New Borrowers

FHA Will Reduce Mortgage Insurance Premium For New Borrowers

New FHA borrowers will get a reduction in costs on their mortgages in 2017, per Housing and Urban Development Secretary Julian Castro.  “After four straight years…
November 2, 2016
Millennials Discussing Refinancing A Home

Advice For Refinancing a Home That Many People Don’t Know

With mortgage rates at historic lows and the upcoming election threatening to throw markets into turmoil, it’s incredibly important that you get your interest rate locked…
October 31, 2016
Man Standing In Front of a Haunted House

Mortgage Rates So Low They’re Scary

OK, it’s Halloween week, so it’s time to tell spooky stories and dress up in your favorite costume.  We have a spooky tale this week.  I…
September 19, 2016

Tips For Getting the Lowest Mortgage Rate

How do you get the lowest mortgage rate?  Well, obviously it starts with calling The Home Loan Expert team, but what else can you do to…
September 12, 2016
FHA Loan Solutions

How An FHA Can Help You Afford Your Dream Home

Interest rates are low, and thousands of homeowners are looking for the best way to buy a home at these historically low rates.  However, not everyone…
August 28, 2015

Tips For Closing On Your Dream Home

Closing day on your home has come.  You’ve had the inspections.  You’ve been approved for your mortgage.  You’ve had every piece of paperwork ready at every…
August 27, 2015

Is a Cash-Out Refinance Right For You

  A cash-out refinance is a great way to pay down debts, get your finances under control, and do some work on your house.  There are…
August 26, 2015

How To Buy A Vacation Home In St Louis, Chicago or Indianapolis

With interest rates at historic lows, if you’ve been looking to buy a second home or a vacation home, or purchase a rental property for an…