April 8, 2014: St. Louis – Ryan Kelley “The Home Loan Expert” has earned the position of top St. Louis mortgage lender, based on rankings from the 2013 Scotsman Guide Top Originators List. Nationally, Kelley ranked second overall in Federal Housing Administration (FHA) loan volume ($48 million), fourth overall in most closed loans (821), and fortieth overall for dollar volume ($135 million).
Scotsman Guide, a leading mortgage trade publication, reviewed data from more than 280,000 licensed mortgage lenders, top-producing mortgage brokers, bankers and originators to create the list. And to achieve the ranks, Kelley experienced a year of unprecedented growth, which included a 36 percent increase in FHA volume, 82 percent increase in total volume, and the number of loan closings nearly doubled.
“A lot of people have been waiting a long time to buy a home, we make it easy and get them the best deal on the best loan,” said Ryan Kelley. “Last year 41 percent of our business came from referrals from past customers, that’s why we’re completely dominating the other lenders.”
According to Kelley, his success is rooted in truly taking care of the customer and not accepting limits. “I’ve been told, time and time again, that I couldn’t do something or that it just wasn’t possible. I’ve never listened to these things, or taken no for an answer. The team at our office works day in and day out fighting for our clients, allowing us to overtake some of the legacy lenders in St. Louis. Now it is time to look outward for new growth,” said Kelley.
Taking “The Home Loan Expert” concept national is where Kelley is heading, with operations already underway in Chicago and designs to expand into Kansas City, Iowa and Nashville in the coming months.
“People want a lender who speaks plain English, is willing to talk through their loan line by line, and sees them as a person – no matter what city you are in,” said Kelley. “This concept just works, which is why it’s time to step up and take on the big boys.”
In addition to the Scotsman Guide ranking, Ryan Kelley was also ranked in the top 50 mortgage originators in America by Mortgage Executive Magazine based on 2013 figures.