No Matter Who You Vote For, Rates are Set to Rise

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With the election set for November 8th, economists and housing market professionals are predicting that interest rates will rise, post-election.  It happens with nearly every changeover of power, and after every election.  Regardless of who you vote for, your chance to get these historically low interest rates is ending.  So what does that mean?

Luckily, you still have time.

There’s no need to panic, but it’s really time to get going.  Applying online today will get the process started for you, and let you lock in a low rate before the election.  That will set you up against any uncertainty in the election process.

Look, we get it.  We’ve been telling you for months that rates are low, they won’t stay low.  A lot of you are on the fence, thinking that rates may drop more.  It’s a huge gamble that you’re making.  Like we’ve been saying all along, these are historically low rates.  Historically.  That means that you aren’t likely to see them again.  Rates 10 years ago were double what we’re seeing today, and that can always happen again.  The low rates are designed to help stimulate the market, and they have.  After they served their purpose, they may not stick around.

Many people think that they may not qualify for the lower rates, or that they already have a great rate.  Some people have been turned down in the past, and don’t want to try again.  If you’ve been turned down in the past, give us a call.  Put the Home Loan Expert team to work for you.  Just don’t throw away this opportunity to save thousands on your mortgage.  You’re spending too much on your mortgage.  Wouldn’t you rather have a couple hundred bucks in your pocket every month than send it off to pay for your mortgage?

Even if you’re making your payments comfortably, it’s also an ideal time to refinance to get a cash out refinance, and put some cash in your pocket or pay off debts.  Get out from under credit card debts or make improvements to your home during this low rate window.

Get Started

No matter who you’re voting for, or against, don’t miss your opportunity.  Call The Home Loan Expert, Ryan Kelley and take advantage of lower mortgage rates to buy your home or refinance and save money. Call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555.  You can always apply online at, and we’re also open on Saturdays to better serve you. Don’t forget to follow @TheHomeLoanEx on Twitter for breaking mortgage news and knowledge.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?