Every year, springtime rolls around to brighten everyone’s day. No offense to the people that love winter, but the extra light, warm temperatures, and official start to grilling season put me in mind for two things: buying and moving into a new home. New home purchases blossom in the springtime.
That’s right, spring doesn’t say flowers or the sunshine to me. It’s the time of year that we help people move into their new homes because moving in the spring is FAR preferable to moving in any other season. Trying to move in the summer? NOPE it’s a billion degrees. Trying to move in the fall? NOPE It suddenly decided to sleet for no reason and is unseasonably cold. Moving in the winter? AHAHAHAHAHAHAHA you’re gonna die.
No, moving in the spring is where it’s at. That’s not to say that only people that want to purchase a new home need to call us right no. On the contrary, it’s also a great time to refinance! You may be asking why. Well, with interest rates as low as we’ve seen recently and the Federal Housing Authority dropping their PMI requirements by a half percent, it’s a great time for a cash-out refinance. If you want to get started on some home improvements, NOW is the time, and a cash-out refinance is the source. Using a refinance to improve your home is a great way to extend the value of your home for whenever you sell, or just an awesome way to make your home better. Using a cash-out refinance instead of a predatory credit card or shaky, adjustable rate home equity line of credit is the smart way to fund your improvements without paying through the nose in interest.
Let The Home Loan Expert team come to you today to save you money on your mortgage. Call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?