Lower Rates Than A Conventional Loan
The Home Loan Expert is an FHA, directly endorsed, approved lender by the Department of Housing and Urban Development. That’s experience and knowledge not every lender has. We love the flexibility of this loan and 1 in 5 home buyers use an FHA Loan. You can qualify with an extremely low down payment and less than perfect credit. Here’s what you can expect from this very popular loan.
- Rates lower than a traditional loan
- Only 3.5% of the housing cost for your down payment
- Single point of contact from pre-qualification to loan
- A Rate and Term Re-Fi allows you to borrow up to 97.75% of your homes value
- An FHA Cash Out Re-Fi allows you to borrow up to 85% of your homes value
Not all lenders offer the same interest rate and costs on the same FHA Loan. As an approved lender, let’s talk about how we can help make this loan a reality for you and your family.