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FHA Loans

We at The Home Loan Expert in Nashville want to offer you the most painless, simplest, and quickest option to buying your new home or refinancing your current home. We know how difficult it can be when you’re a first time homebuyer, or when you’re struggling to meet your monthly mortgage payments. Our office in Nashville is the perfect place for you to find some comfort knowing that our one-on-one approach to customer service will walk you through your new favorite loan; the FHA Loan. Stop by our office in Brentwood, Tennessee today and we will do whatever we can to get you into your new home in 14 days!

The Home Loan Expert is an FHA, directly endorsed and approved lender from the Department of Housing and Urban Development. Our extensive expertise and understanding of the Nashville housing market is not something many lenders share. Let us walk you through the basics of the FHA Loan so you can decide if it’s the right choice for you. In fact, 1 in 5 homebuyers choose an FHA Loan to help finance their home.

With an FHA Loan:

  • Rates are typically lower than a Conventional Loan
  • You can use it to purchase a condo, a single-family home, or a 1-4 unit property
  • You will receive one month without mortgage payments
  • You can cash out up to 85% of your home’s value
  • You can refinance up to 97.75% of your home’s value

Currently, loan amounts in Nashville are as much as $494,500 for a single-family home and $950,950 for a 4-unit home.

Do I need a credit score of 800 to qualify for an FHA Loan?

Absolutely not! You can even get approved for an FHA Loan with a credit score as low as 580. In fact, your initial down payment can be as low as 3.5%! The Home Loan Expert will always do whatever we can to ensure your rates and costs are as low as they can possibly be.

The Home Loan Expert provides speed, service, and security that not all lenders can match. You can get preapproved for your FHA Loan on the same day you apply. In addition, one point of contact from your pre-approval to the release of the loan will keep you from jumping from agent to agent for information. Our team will walk you through the lending process to ensure we close your loan in a timely manner. Our face-to-face approach to customer service is just another way for us to make you feel calm, cool, collected, and confident.
For more information, contact us today!

Ryan Kelley The Home Loan Expert
Nashville Mortgage Company
320 Seven Springs Way, Suite 250
Brentwood, TN 37027
(615) 810-8555

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan

CONVENTIONAL

CONVENTIONAL

Best Loan Conditions for ideal
Situations

DEBT CONSOLIDATION

DEBT CONSOLIDATION

Pay Off High Interest
Debt

FHA

FHA

Flexible Loan Qualification Guidelines
With Attractive Rates

JUMBO

JUMBO

High Value Special
Loans

VA THE HERO LOAN

VA THE HERO LOAN

Zero Down Payment Specialty Loan For
Veterans and active Military

HARP

HARP

Refinance Without An
Appraisal

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

320 Seven Springs Way, Suite 250 Brentwood, TN 37027
615-810-8555

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