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Conventional Loans

If you want options when it comes to securing the home of your dreams in the illustrious American city of Nashville, then you want to consider the doors that are opened with a Nashville Conventional Loan today. The city of country music, soulful food, and the essence of America, thousands of families every single year want to call Nashville home. If you want to secure yourself a little piece of Nashville heaven without breaking the bank, consider the benefits of a Conventional Loan today.

Nashville Conventional Loans

With Conventional Loans, you can attain the home of your dreams without those massive down payments that completely undercut your finances. With a Nashville Conventional Loan, you have the choice of both fixed and adjustable rates up to 453,100 amounts in most markets, with the amount increasing in the more valuable areas. Competitive in nature, Conventional Loans come with terms from five to thirty years, accommodating any kind of timeline.

These versatile loans can be used for purchases, rate and term refinances, and cash out refinances, cashing out up to 80% of your home’s value. Plus, with a debt to income ratio up to 50%, Conventional Loans can also be used for primary, secondary, or investment properties.  The sky’s the limit.

To quickly recap all of the Conventional Loan benefits, you can count on these loans to:

  • Be used for condos, single family homes, and 1-4 unit properties
  • Offer options with NO PMI
  • Come with NO large down payment

You can also count on Nashville Conventional Loans to come with same day pre-approval, a month without mortgage payments, options both with and without escrows or impounds, and first time home buying programs saddled with as little as 3% down payments.

The Home Loan Expert Nashville Conventional Loans

We know how valuable Nashville Conventional Loans are for you, which is why we work hard to move quickly and efficiently on these loans on your behalf – something the big guys won’t do. We will underwrite, process, close, and fund all loans, in house, no questions asked. Closing your loan in as little as 14-days, our customer service department wants to see you and your family be successful. From your initial call until the loan is closed, we make sure the process is as transparent as possible for you.

For more information, contact us today:

Ryan Kelley The Home Loan Expert
Nashville Mortgage Company
320 Seven Springs Way, Suite 250
Brentwood, TN 37027
(615) 810-8555

See how much we can save you on your new Conventional Loan.

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan

CONVENTIONAL

CONVENTIONAL

Best Loan Conditions for ideal
Situations

DEBT CONSOLIDATION

DEBT CONSOLIDATION

Pay Off High Interest
Debt

FHA

FHA

Flexible Loan Qualification Guidelines
With Attractive Rates

JUMBO

JUMBO

High Value Special
Loans

VA THE HERO LOAN

VA THE HERO LOAN

Zero Down Payment Specialty Loan For
Veterans and active Military

HARP

HARP

Refinance Without An
Appraisal

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

320 Seven Springs Way, Suite 250 Brentwood, TN 37027
615-810-8555

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