The holidays are a fun time every year, but can be extremely stressful for the person that has to PAY for all of that fun. Families find ways every year to stretch and save and get the cash together to pay for a great Christmas. People take part-time jobs, save with a Christmas Club, max out their credit cards, and all types of different ways to make this the best Christmas ever. What many people don’t know is that a mortgage refinance can help you with holiday bills!
What am I talking about? Well, with today’s lower rates, you can save hundreds every month with a refinance. It’s a great way to start saving for next year. You may say “It’s already December, how does that help me?” Taking out a mortgage this month will actually let you skip a couple of months of payments, letting you put together a terrific holiday this year! That’s right, not only can you refinance to a lower rate and save thousands over the life of the mortgage, but you can take a couple of months off to put some money away after the holidays and recover!
A cash-out refinance is another way to handle the holidays. Do you have equity in your home? You can leverage that into a cash out refinance and use that to get out of debt from previous years or buy this year’s presents. If you have extensive credit card debt, you can dig your way out from under that while saving money every month on your mortgage.
Make it a Merry Christmas with The Home Loan Expert, Ryan Kelley, this year. If you’re ready to refinance to a lower rate and save thousands, call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 and Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?