The Home Loan Expert is a mortgage bank. That gives us a huge advantage over brokers because we underwrite our own Conventional and FHA loans for new home purchases and refinances, offer lower rates, and have much faster turn times. With the big bank lending platform, and our established company and values, we offer mortgage bank rates with boutique service.
When we started in 2008, Ryan was literally knocking on doors in his neighborhood, selling loans face-to-face and door-to-door. This company has been built on the back of hard work and personalized attention.
In fact, we still meet in person with every borrower, and will come to your home or office or wherever to meet you and get you the lowest rates.
In fact, we are the Midwest’s leader in FHA loans, having closed more every year than any other mortgage originator year-after-year, according to the Scotsman Guide.
FHA Loans have a lower down payment, lower credit requirements, and let you take more money out of your house. As a bank that can make our own credit decisions on these, we have the highest FHA delegation available.
Let The Home Loan Expert team come to you today to save you money on your mortgage. Call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. We work hard to make it easy on you. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?