I talk to people all day that are looking to have The Home Loan Expert take a look at their loan to refinance it. Frankly, they’re crazy not to, since the interest rates are so low right now, they’re going to save money. However, lots of people forget one thing when they call. If you want to have the process run smooth as silk, have your mortgage statement in hand when you call and we can get you set up quickly. The mortgage statement is a powerful document that answers lots of our questions by itself.
This allows us to quickly take down your information, giving us the ability to get you to the loan officers that will find the low interest rates that we’re known for for your loan. I mean, we’re a fun group of guys down here, but you probably don’t want to be on the phone with us all day, right? Having that mortgage statement in front of you makes my job easier, and makes your call faster. Because of our system and reputation, people trust us to have their loans done quickly and we like to deliver on that trust.
Having it in front of you also gives you a chance to put the numbers in perspective. Making the same payment, month after month, can numb you to how much you’re really paying. I have people ALL OF THE TIME that sound shocked when they really take the time to read the statement and think about how much money they’re wasting. The numbers from the statement give Ryan a chance to work up accurate numbers instead of guessing on them. Case in point, when we call them back with much better options you will remember your current situation and never want to go to another mortgage company again.
So this is a call to action. When you’re calling to get a quote on a home mortgage loan, pull last month’s mortgage statement out of the pile of bills (or this month’s if you already have it!) and have it ready to go when you call. It makes an easy process even easier, and gets you a lower interest rate on your home loan faster.
Let us get you the lowest available rate on your home mortgage loan today. Call us in Chicago at (773) 770-4727 and visit www.thehomeloanexpert.com/chicago to apply online. No loan officer in Chicagoland closes more loans than Ryan Kelley, because we make it easy.