Americans love credit cards. What they don’t love is credit card DEBT. On average, American homes with credit card debt are nearly $15,609 in the hole according to http://www.nerdwallet.com The average interest rate on credit cards runs in the mid- to high teens at any given time. It’s a very high interest payment to pay for things that you may still not have. When you’re planning a trip, does it make sense to put everything on a credit card? Sure, if you know that you can pay it off. If you aren’t sure that you can, pay cash or don’t go. Carrying debt for experiences or perishables is a sure way to lower that credit score and get yourself in trouble.
There is a solution if you find yourself deep in debt to the credit card companies. That’s right, stop paying those predatory interest rates and refinance your mortgage with a debt consolidation loan from The Home Loan Expert, Ryan Kelley. Stop losing sleep over how much you’re paying in interest and late fees to them. Start making one low-interest payment every month that covers ALL of your debt instead of paying it piecemeal or, even worse, paying the minimums. Credit card companies LOVE IT when you pay those minimums. It means that you’ll never stop paying them.
Break the cycle now with a debt consolidation loan from The Home Loan Expert, Ryan Kelley. Take advantage of this unique time in the history of mortgage rates and get your debt under control. Call us today at (615) 810-8555 or visit www.thehomeloanexpert.com to apply online right away. Nobody in Nashville makes it easier to get yourself out from under credit card debt.