Chicago Mortgage Company

Lets Get Started

As a business owner, you need to ask yourself, why wouldn’t you want to be in Chicago? Nearly 3 million people, amazing restaurants and nightlife, six professional sports teams, beautiful neighborhoods and schools and some of the greatest people you will ever meet. TheHomeLoanExpert.com was well established on the Missouri and Illinois side of the river but we knew we needed to expand all over Illinois and into Chicago in particular. Five your later, we have an office in Lincoln Park and in Schaumburg and if you listen to the radio or watch TV in Chicagoland, you can’t miss us. We do a lot of advertising, but it is the referrals from our past clients that are the real gold. Chicagoland is competitive and not the easiest place to open a business but if you know us, we welcomed the challenge. We fight hard every day to make sure we are offering the best possible loan options for our borrowers.

We feel at home in Chicago. We found that, just like our other markets, it’s all about treating our borrower’s the right way. When a client calls in, we listen. They tell us their goals and we present a loan option that best fits there needs. From there it’s time for loan application and guess what? We come to you for that appointment. If you don’t want to come by the office, we will meet you right at your office or kitchen table. That is the same way Ryan Kelley started this business fifteen years ago. A lot of other lenders think that is over the top, but the people of Chicagoland certainly appreciate it.

If you are looking to purchase or refinance a home in Chicago, there is only one lender to call, The Home Loan Expert.

  • Face to face meetings with every customer. Talk to a real person.
  • We don’t take days off and are here 7 a.m. to 10 p.m. every day.
  • The Hero Loan is the fastest-growing VA loan product in the U.S.
  • Nobody has a better customer service team than we do.
  • Giving back is in our DNA, with over $100,000 raised or donated last year.
  • Direct-endorsed by FHA, so we can get you closed faster than anyone else in town.
  • Hear back today for your pre-approval.
  • Close a loan as quickly as 30 days.

If Chicago residents want a refinance or to purchase a new home, you will get the best deal and the highest quality service on FHA, HARP, VA, USDA, Jumbo, and Conventional loans.

We also offer incredible service and fast turnaround on debt consolidation loans, to pay off credit card debt or make home improvements. You can refinance to reduce your monthly payment, or to shorten the term of your loan, or to get rid of PMI. When interest rates are incredibly low, you can do all three
at the same time!

So if you are even thinking about buying a home or refinancing your current one, call The Home Loan Expert office today. We service homeowners in the entire Chicagoland area, including Schaumburg, Arlington Heights, Aurora, Berwyn, Bolingbrook, Cicero, Des Plaines, Elgin, Evanston, Gary, Hammond, Hoffman Estates, Joliet, Mount Prospect, Naperville, Oak Lawn, Oak Park, Orland Park, Palatine, Skokie, Tinley Park, Wheaton, and any Chicagoland resident that is interested in a refinance or new home purchase.

Our two Chicago offices are located at:
1913 W. Diversey Ave.
Chicago IL 60614
And
10 North Martingale Road, Suite 400,
Schaumburg, IL 60173
Or you can call (773) 770-4727 from 7 a.m. to 10 p.m. or apply 24 hours a day at www.thehomeloanexpert.com.

Why Choose The Home Loan Expert

Family In Front Of House

Customer Service

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

We Are The Experts

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

Better Home Loans with Lower Mortgage Rates

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

We Are Mortgage Lenders, Not Mortgage Brokers

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

Select A Specialty Loan

CONVENTIONAL

CONVENTIONAL

Best Loan Conditions for ideal
Situations

DEBT CONSOLIDATION

DEBT CONSOLIDATION

Pay Off High Interest
Debt

FHA

FHA

Flexible Loan Qualification Guidelines
With Attractive Rates

JUMBO

JUMBO

High Value Special
Loans

VA THE HERO LOAN

VA THE HERO LOAN

Zero Down Payment Specialty Loan For
Veterans and active Military

HARP

HARP

Refinance Without An
Appraisal

"Being a Business Owner is About
More Than Just Bottom Lines."

“Running The Home Loan Expert is two jobs in one.  On one side, I lead our team who help customers fulfill their home ownership dreams. On the other hand, I organize and put forth a lot of time in to giving back to the communities that we serve. Whether it is donations, sponsorship, climbing Mt. Rainier, marching in the desert, stepping in the boxing ring, or donating my time, I do whatever I can to help those in need. The Home Loan Expert understands that, without our local community, we can’t be successful, that’s why we believe giving back to those who have helped us build our business is so important.”

-Ryan Kelley, Founder of The Home Loan Expert

real testimonials. real clients. real results.
why would you go anywhere else?

Illinois HQ 1913 West Diversey Avenue Chicago, IL 60614
773-770-4727

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