Mortgage Blog

Mortgage Blog

November 17, 2014

No Loan Application Fee in Chicago With Ryan Kelley

With many Chicagoland mortgage companies, they charge an application fee on top of the expenses involved with purchasing a home. Ryan Kelley – The Chicago Home…
November 14, 2014

The Home Loan Expert Thanks The Clayton PD

We had a great time at the Clayton Police Department today! We brought them lunch today from the Clayton Imo’s to help out this weekend.  
November 14, 2014

Ryan Kelley Extends Thanks to the Clayton Police Department

Nov. 13, 2014: St. Louis – With civil unrest in the St Louis region, local police and their families have been stretched to the max. Between…
November 12, 2014

Watch The Colts From Your Dream Home With The Home Loan Expert

With the Colts playing so well behind Andrew Luck, all of Indianapolis wants to be at home watching them stomp the Patriots this Sunday night. But…
November 7, 2014
St Louis Home Mortgage Loans

The St. Louis Home Loan Expert

St. Louis refinance rates are in the threes, which makes this the absolute best time to refinance your home loan. The key to finding the right…
November 5, 2014

How Much Will It Cost Me To Apply?

Applications with The Home Loan Expert are free.
November 5, 2014

How long from application to move-in day?

We can close loans in as little as two weeks, depending on how prepared you are and how quickly we can present you with your loan…
November 5, 2014

When Should I Start The Loan Application Process?

We suggest that you begin the process now.  By getting pre-approved, you’ll have a solid idea of what your spending limit is.
November 5, 2014

What do I need for a down payment for each type of loan?

The down payment percentages are: Conventional is 5%, FHA is 3.5%, VA is 0%
November 5, 2014

Is a home mortgage loan viable for home improvements?

Yes!  A home mortgage loan is an excellent way to pay for improvements or repairs to your home.
November 5, 2014

How soon into a loan can I refinance?

The time may vary, but anywhere from one to six months.
November 5, 2014

Do I have to pay the creditors or do you write that check?

We write checks to all of your creditors to make it as easy as possible.