Nick Genetti

April 9, 2018
Self-Employed Borrowers, Get Ready to Buy a Home

Self-Employed Borrowers, Get Ready to Buy a Home

As self-employed people know, there are not many more frustrating experiences than trying to buy a home.  The way that the system has been built since…
February 12, 2018
Don’t Do Your Mortgage By Yourself

Don’t Do Your Mortgage By Yourself

When you’re buying a home, you need to have a strong mortgage lender involved to make sure that you get the best rate on the right…
January 19, 2018

How to Get Rid of PMI

PMI or Private Mortgage Insurance is a necessary evil for many first-time homebuyers.  It is necessary because many people have trouble finding 20% to put down…
October 20, 2017
Let Us Help You With a Low Down Payment Mortgage

Let Us Help You With a Low Down Payment Mortgage

One thing that a lot of first-time homebuyers don’t realize is that they don’t have to put down 20% on their home.  While a conventional loan…
October 4, 2017
What is Loan to Value, and Why Is it Important?

What is Loan to Value, and Why Is it Important?

Your loan-to-value ratio, or LTV, is a term used by lenders and banks to show what the value of your home is compared to the amount…
September 20, 2017
Reasons To Refinance Your Mortgage

Reasons To Refinance Your Mortgage

Mortgage refinances are done for a variety of reasons.  Every loan and home are different, and have different needs.  Interest rate is often the reason for…
September 1, 2017
Deduct Your Mortgage Interest Off Your Taxes

Deduct Your Mortgage Interest Off Your Taxes

Every homeowner knows that your mortgage interest can be deducted from your taxes, making that a great deal in the first few years of your loan,…
August 16, 2017
A Cash Out Refinance Can Increase Your Home's Value

A Cash Out Refinance Can Increase Your Home’s Value

When you think of a Cash Out Refinance, most people think of debt consolidation or paying off bills.  You are taking out money from your home,…
July 14, 2017
You Can Save Money By Refinancing Your Mortgage Now

You Can Save Money By Refinancing Your Mortgage Now

This is huge – rates are still dropping and home values are increasing, and according to Black Knight financial services, there are 4.5 MILLION borrowers out…
June 9, 2017
Analysts Didn't Predict The Return of Low Rates

Analysts Didn’t Predict The Return of Low Rates

After the election in November, many outlets, including CNBC, MSNBC, Forbes and The Home Loan Expert, predicted correctly that rates would rise sharply.  Elections always have…
May 17, 2017
Build Your Man Cave with a Cash Out Refinance

Build Your Man Cave with a Cash Out Refinance

Everyone loves their little hideaways in their home.  If it’s a man cave, she shed, or a study/office, having a place to get away from everybody…
April 19, 2017
What Do You Need To Know For Your First Home Purchase

What Do You Need To Know For Your First Home Purchase

Buying a home is a huge transaction, so we wanted to give you a brief overview of the process to show you what lenders look at…