Monte Gibbs

February 2, 2018

Let Your Mortgage Company Help You Buy a House

Your mortgage company has a lot of ways to help you.  We are really your best resource when it comes to making your home purchase, because…
January 15, 2018

2 Goals To Help You Buy a Home in 2018

Goals are important.  They are benchmarks for achievement and help push you to do more than you thought you could.  Successful people set goals for themselves…
December 4, 2017
What Are Contingencies In Your Home Purchase?

What Are Contingencies In Your Home Purchase?

What are Contingencies in your home purchase?  Contingencies are clauses that are built into your contract that will help mitigate the damage if something goes wrong…
October 11, 2017
A Cash Out Refinance Can Cure House Envy

A Cash Out Refinance Can Cure House Envy

Home owners, you’ve all been there.  You love your house, it’s the perfect place for you and your family.  Then, you see another house that has…
October 6, 2017
3 Questions About Your Home Improvement Projects

3 Questions About Your Home Improvement Projects

Going into any home improvement project is an exciting proposition.  You are going to add, repair, or remove SOMETHING from your home to change it fundamentally,…
September 8, 2017
FHA Streamline Refinance

FHA Streamline Refinance

FHA Loans are mortgages backed by the Federal Housing Administration.  They are designed to help more people reach their goal of owning a home by presenting…
August 25, 2017
How To Manage Student Loan Debt When Buying a Home

How To Manage Student Loan Debt When Buying a Home

One of the main issues for millennials and young professionals when they first start out their careers post-college is student loan debt.  This can really pile…
July 24, 2017
Have You Heard About Low Mortgage Interest Rates?

Have You Heard About Low Mortgage Interest Rates?

OK, I know you probably have heard that rates are near historic lows right now.  We’re telling you on the radio, you’re hearing it in other…
June 21, 2017
What To Do If Your Offer is Countered

What To Do If Your Offer is Countered

When you make an offer on a home, it’s important to realize that it’s business.  Homeowners, especially in a market like this, will be sifting through…
June 16, 2017

Cardinals Wives and Make a Wish Missouri

Last weekend, my wife Emily and I, along with The Home Loan Expert’s Bob and Ashley Boedges, were lucky enough to be invited to the Cardinals…
May 31, 2017
Don’t Deed Your Home To Your Kids

Don’t Deed Your Home To Your Kids

When people retire, there’s often a temptation to downsize their home, to give themselves less space to clean or stairs to climb.  It can also be…
April 28, 2017
Be Treated Well By Your Mortgage Company

Be Treated Well By Your Mortgage Company

Some mortgage companies take their borrowers for granted.  They just don’t treat them right.  We’ve been told about banks and brokers alike giving out “Rough Estimate”…