Dan Silva

February 9, 2018
It’s Important to Get A Mortgage Face to Face

It’s Important to Get A Mortgage Face to Face

When you buy a home, it is the largest purchase you are likely to make during your lifetime.  It’s a giant commitment and a massive undertaking,…
January 5, 2018

Lower Down Payment Mortgages

Putting together the money for a 20 percent down payment can be tough.  With rent costs rising sharply across the country, your landlord is reaching further…
December 26, 2017

A Cash Out Refinance For The New Year

As the new year approaches, thoughts turn to parties and seeing friends, and how the past year treated you.  You really should start looking forward to…
December 18, 2017

Put a New Mortgage Under Your Tree

Many homeowners are paying way too much for their homes.  Whether they are still laboring under a higher-interest loan from a decade ago or they have…
November 24, 2017
Why Not Save On Your Mortgage On Black Friday?

Why Not Save On Your Mortgage On Black Friday?

While you’re standing in line this Black Friday, why not apply for a refinance or a new home loan?  It’s the perfect time.  You’re out looking…
October 13, 2017
Let Friday the 13th Be Lucky For Your Mortgage

Let Friday the 13th Be Lucky For Your Mortgage

Happy Friday the 13th! Plus, it’s in October, so it’s even scarier!  Friday the 13th is always a weird day, with unexplained things happening and people…
September 29, 2017
How Does Your Credit Score Affect Your Mortgage Refinance

How Does Your Credit Score Affect Your Mortgage Refinance

Your credit score is the main indicator to lenders that you can pay back the loan, in-full, and on-time.  It’s a measure of fiscal health.  How…
September 25, 2017
Mortgage Face-Off: FHA vs Conventional

Mortgage Face-Off: FHA vs Conventional

Mortgages are a huge commitment.  You are making an agreement to pay for where you live for the next 15-30 years, at least.  It’s a huge…
September 6, 2017
How Much Can You Borrow as Your Mortgage

How Much Can You Borrow as Your Mortgage?

Leading into the 2008 crash, banks were giving out sub-prime mortgages.  That’s a mortgage where borrowers take out loans larger than what they can realistically pay,…
July 21, 2017
Rising Home Values Are a Great Time to Refinance

Rising Home Values Are a Great Time to Refinance

When interest rates are as low as they are and home values continue to rise, buyers come around to purchasing a home.  When buyers flock to…
June 28, 2017
Renting Is Throwing Money Away

Renting Is Throwing Money Away

Renting your home is a waste of money.  It’s taking your income and throwing it directly into the pockets of someone else.  That’s a fact.  However,…
March 4, 2015

With Rent On The Rise, It’s Time To Buy a New Home

Nationally, rents are on the rise, not just in cities, but in small towns. Rents rose an average of 4.9% last year, according to Axiometrics, an…