When you watch the interest rates like we do, you see a truly unique opportunity. It’s a time unlike many in recent years. You can refinance your mortgage to rates in the 3’s and even down into the 2’s, save thousands of dollars, and change an ARM (Adjustable Rate Mortgage) to a Fixed to ensure cost certainty. Here are 3 more reasons to refinance with The Home Loan Expert today!
Reason 1: Home Values Are Skyrocketing
Home values are rising every day. With limited inventory, the available homes are being bought up at a frantic pace. This makes every home more valuable as homeowners seek to lock in rates at record lows. Homeowners are seeing a really historic opportunity slip through their fingers because they’re unwilling to take a look at their mortgage. Some people may not know or remember how much they’re paying each month in interest, and some people just aren’t aware. Don’t be part of that group.
Reason 2: These low rates won’t last forever
Rates are a volatile thing. They change with the market, and can be affected by outside forces, for good or bad. They change constantly. Our rate meter helps you know when they’re moving, but that doesn’t mean that they won’t spike another day. Getting a fixed-rate mortgage locked-in right now gives you a certainty that, when the market DOES change, you will have the same payment every month.
Reason 3: Debt consolidation/cash-out refinances
Everyone is in some sort of debt. From credit cards to car loans, Americans build up debt constantly. You can use your mortgage to help alleviate that pressure with a cash-out refinance or a debt consolidation loan. These let you turn your current bills into one payment at the lower mortgage rate that you get from us. We even write the checks to your creditors for you! If you apply now, today, we can get you locked in at these historically low rates and let you breathe easy.
Call us in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515 or Nashville at (615) 810-8555. You can always apply online at www.thehomeloanexpert.com, and we’re also open on Saturdays to better serve you. Don’t forget to follow @TheHomeLoanEx on Twitter for breaking mortgage news and knowledge. Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?